Two women sitting across a desk reviewing documents together in a bright office.

Insurance

We believe dental care should be accessible and stress-free for every family. Our team will take the time to explain your benefits clearly and help you understand your options—because you deserve to make informed decisions about your oral health.
Smiling receptionist in black uniform handing a card to a customer across the desk.

Insurance & Billing

We're in-network with Delta Dental and BlueCross BlueShield, and we work with all dental insurance plans. To make your experience easier, we handle the paperwork and file claims directly to your insurance company as a courtesy.
Here's what you can expect from us:
Clear communication upfront: We'll verify your benefits and provide a written estimate of your out-of-pocket costs before any major treatment begins.
No hidden surprises: We'll explain your deductibles, co-pays, and coverage limits in plain English so you know exactly what to expect.
We work with all plans: Even if we're not contracted with your specific plan, we'll still file claims on your behalf and help you understand your reimbursement process.
Prompt follow-up: We stay on top of your claims and communicate with your insurance company to ensure timely processing.
Remember, insurance benefits vary by plan, and any remaining balance after insurance payment is the patient's responsibility. Our team is always available to answer questions about your coverage or help you maximize your benefits.

Payment Options

We accept multiple convenient payment methods to make your visit as smooth as possible:
Cash and personal checks
Credit cards and debit cards
FSA and HSA cards
Limited in-house monthly payment plans
Sunbit financing (flexible payment plans with quick approval)
Payment is typically due at the time of service. If you have questions about your account or need to discuss payment arrangements, our front-desk team is here to help. We understand that every family's situation is different, and we'll work with you to find a solution that fits your budget.
Receptionist in red floral shirt handing a card to a woman at the Hutchinson Family Dental front desk.
A woman with glasses assists an elderly man in a red jacket at a service counter as they review a document together.

Financing Options

We partner with Sunbit to offer patient-friendly financing that makes dental care more manageable for your family:
Quick and easy application process: Get approved in minutes, often right from your phone
Flexible payment plans: Choose terms that work with your monthly budget
No impact on your credit for checking eligibility: See your options without affecting your credit score
Use for any treatment: From routine cleanings to major procedures like implants or crowns
Apply Now

Annual Memberships

No dental insurance? Losing your coverage? Are you paying too much for your current plan or are you retired? We can help you!

Our Annual Membership plans are designed for individuals and families without dental insurance. As a Hutchinson Family Dental Member, there are no waiting periods, no yearly maximum and no insurance claim denials! In addition to your covered preventive services, you automatically receive a 15% discount on all other dental services

HFD Prophy Membership

$450/ per year
or $100+$38/Mo
Includes
2 Pro
2 Dental Exams
2 Floride
1 Limited
2 Cancer / Periodontics Screenings
X-rays (Minus CBCT)
15% Off for all dental work
CBCT images are discounted by 15% and are not included in the 'all x-rays included' membership. The 15% discount does not apply to teeth whitening, prescriptions, or whitening toothpastes.

HFD Prophy Membership (Additional)

$400/ per year
or $100+$32/Mo
Includes
2 Pro
2 Dental Exams
2 Floride
1 Limited
2 Cancer / Periodontics Screenings
X-rays (Minus CBCT)
15% Off for all dental work
CBCT images are discounted by 15% and are not included in the 'all x-rays included' membership. The 15% discount does not apply to teeth whitening, prescriptions, or whitening toothpastes.

HFD Perio Membership

$625/ per year
or $100+$53/Mo
Includes
2 Exam
1 Limited
3 Floride
3 Perio Maint
3 Fluoride
2 Cancer/ Periodontic screenings
X-rays (Minus CBCT)
15% Off for all dental work
CBCT images are discounted by 15% and are not included in the 'all x-rays included' membership. The 15% discount does not apply to teeth whitening, prescriptions, or whitening toothpastes.

HFD Perio Membership (Additional)

$575/ per year
or $100+$45/Mo
Includes
2 Exam
1 Limited
3 Floride
3 Perio Maint
3 Fluoride
2 Cancer/ Periodontic screenings
X-rays (Minus CBCT)
15% Off for all dental work
CBCT images are discounted by 15% and are not included in the 'all x-rays included' membership. The 15% discount does not apply to teeth whitening, prescriptions, or whitening toothpastes.

Need a Dentist Who Makes You Feel at Home?